Blog Archives - Hall Biddle and Associates, Inc

8 Medicare Coverage Rules for Disabled Individuals

by admin
November 1, 2026
Blog
medicare costs for people with disabilities, medicare coverage, medicare coverage for disabled individuals, medicare enrollment after ssdi approval, ssdi medicare waiting period
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Medicare coverage for disabled individuals starts after a 24-month wait. Learn who qualifies and how to enroll after SSDI approval.

How Health Insurance Works When You Live in Two States

by admin
October 31, 2026
Blog
can you have two health insurance plans, dual residency insurance, health insurance for dual residency, health insurance when living in two states, medicare coverage when living in two states
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Dual residency insurance gets complicated fast. Learn how to pick a plan, handle Medicare, and keep your doctors covered in both homes.

How Do You Find Obamacare Plans for Low Income?

by admin
October 30, 2026
Blog
aca marketplace subsidies, finding obamacare plans for low income, health insurance when unemployed, how to compare aca plans, medicaid eligibility and marketplace coverage, obamacare plans
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Finding Obamacare plans for low income starts with one income estimate. Learn how subsidies, Medicaid, and plan comparisons work, then get free help.

Do Insurance Agents Charge Fees? What You Actually Pay

by admin
October 27, 2026
Blog
do insurance agents charge fees, how insurance agents get paid, insurance agent commission, insurance agents charge fees, insurance broker fees
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Do insurance agents charge fees? Most are paid by commissions from insurers, but broker fees exist. Learn how agents get paid and when you pay directly.

Choosing a Medicare Plan Across States: A Step-by-Step Guide

by admin
October 25, 2026
Blog
choosing medicare plan across states, medicare advantage out of state, medicare plan across states, medicare plans when moving to another state, medicare supplement plan when moving
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Choosing a Medicare plan across states starts with knowing what travels with you. Compare coverage options, check networks, and avoid costly gaps.

7 Affordable Life Insurance Options for Seniors

by admin
October 24, 2026
Blog
affordable life insurance, affordable life insurance for seniors, final expense insurance for seniors, guaranteed issue life insurance for seniors, life insurance for seniors over 70
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Compare affordable life insurance options for seniors and learn how to weigh cost per $1,000 of coverage before you apply.

Vizance Alternative for Health Coverage: 7 Options

by admin
October 22, 2026
Blog
alternatives to medicare advantage plans, compare health insurance plans, health insurance alternatives for individuals and families, vizance alternative, vizance alternative for health coverage
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Looking for a Vizance alternative for health coverage? Compare seven options for individuals and families, plus costs, protections, and how to enroll.

Special Enrollment Period: Life Changes That Qualify

by admin
October 20, 2026
Blog
qualifying life events for health insurance, special enrollment period, special enrollment period after losing coverage, special enrollment period life changes
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A special enrollment period lets you change health plans after a life event. Learn which life changes qualify and how to enroll in 60 days.

Finding Unbiased Health Insurance Advice: 7 Steps

by admin
October 18, 2026
Blog
finding unbiased health insurance advice, health insurance comparison websites, health insurance plan comparison checklist, questions to ask a health insurance agent, unbiased health insurance
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Learn how to find unbiased health insurance advice, spot conflicts of interest, and compare plans with a repeatable checklist.

How to Change Medicare Plans Without Penalty

by admin
October 17, 2026
Blog
change medicare plans, how to change medicare plans without penalty, how to switch medicare advantage plans, when can i change my medicare plan
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Learn how to change Medicare plans without penalty. See when you can switch, how to avoid late-enrollment penalties, and steps to keep coverage gap-free.